Boat/Watercraft Insurance in West Virginia

Being out on the water is always a great time, but are you protected while catching some waves? Your boat represents a significant investment, so you need to be sure that you’re keeping both it and you safe.

Fortunately, with boat and watercraft insurance from Partners Insurance & Financial Services Inc., you can feel safe every time you hit the lake, river, or ocean. Let’s break down how boat insurance works in West Virginia.

Boat Insurance Requirements in Barboursville, WV

Unlike your automobile, you are not required to get insurance for your boat or other watercraft. However, because you never know what can happen on the water, it’s always a good idea to get a policy that fits both your budget and your needs.

Although liability insurance is not necessary, all boat operators do need a Certificate of Boating Safety Education before they can be out on the water. Any personal watercraft with a 10-horsepower motor or bigger falls under this guideline.

What to Cover with Boat Insurance

Disaster can strike in a variety of ways, so you want to make sure that you’re protected for anything. Here are a few options available for boat insurance from Partners Insurance & Financial Services Inc.

• Property Damage - any damage to both your vessel or other property
• Towing - if your boat breaks down and you need to get towed to a dock
• Bodily Harm - for you or anyone else on the vessel
• Weather/Hurricanes - any environmental damage to the craft
• Travel Insurance - for those planning on taking their boat out of the country, such as the Bahamas or Mexico

Depending on your needs, we can help you get the right coverage at the right price. When you talk with one of our West Virginia agents, they can also discuss possible discounts, such as for safe drivers and operators.

Partners Insurance & Financial Services Inc. is your Barboursville, WV provider, so call us today!